Short-Term Property Loans: A Guide for Melbourne Investors

Short-Term Property Loans: A Guide for Melbourne Investors

July 21, 2025

For many investors in Melbourne, short-term property loans offer the flexibility needed to act quickly, whether you’re flipping a house, covering a temporary funding gap or securing a property before selling your existing one. If you’re exploring fast financing options, working with a reliable bridging company or mortgage broker can be the key to making it happen.

At AUSUN Finance, we’re here to help property investors navigate the short-term lending landscape, providing expert guidance and access to tailored loan solutions. To make things easier, here’s a handy guide to short-term property loans for Melbourne investors.

What Are Short-Term Property Loans?

Short-term property loans are designed to provide funding over a limited period, typically from a few months up to two years. These loans are commonly used for:

  • Property flipping – Purchasing, renovating and reselling for profit.
  • Bridging finance – Covering the gap between buying a new property and selling your current one.
  • Auction purchases – Acting quickly when pre-approval from a traditional lender isn’t possible.
  • Construction or development finance – Funding smaller-scale builds or renovations.

These loans are usually interest-only and may come with higher rates due to the short repayment window. However, their speed and flexibility make them ideal for time-sensitive property strategies.

Why Work with a Broker for Short-Term Lending?

Unlike traditional loans, short-term finance often involves niche lenders and complex terms. A broker with strong market knowledge can:

  • Compare multiple lenders to find the most competitive terms
  • Connect you with the right bridging company for your project
  • Ensure fast turnaround times to meet critical deadlines
  • Help assess risk and structure your loan for maximum return

At AUSUN Finance, we work with a wide network of lenders across Melbourne to match you with the right short-term solution, whether you’re an experienced investor or entering the market for the first time.

Fast, Flexible Finance with AUSUN Finance

Short-term property loans in Melbourne require more the right strategy. As a trusted broker, AUSUN Finance delivers customised lending solutions backed by decades of experience and strong lender relationships. If you’re considering bridging finance or want to move quickly on your next investment, our team is ready to help. We’ll guide you through the process, ensure you understand your options and help you secure a loan that works for your timeline and goals. Contact us today to learn more about short-term property loans and connect with a trusted bridging company in Melbourne.